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    • Personal Lines
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    • High Net Worth
    • Consulting Services

Schaefer Insurance & Risk Management

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  • Home
  • Personal Lines
  • Commercial Lines
  • Professional / Financial
  • High Net Worth
  • Consulting Services

Business Owners Policy (BOP)

Additional Information

Purchasing a BOP Policy is smart and convenient. It simplifies coverage needs by including business property insurance and business liability insurance.

These are two important coverage's combined into one.

The Business Owner’s Policy (BOP) offers businesses a way to save money while getting broad coverage for things like: 


  • Fire
  • Theft
  • Lawsuits
  • Loss of income


A BOP policy is a more affordable option than buying separate business property and liability policies.

A BOP can be a smart and convenient choice for small  business owners because you can add other coverage's to it. 

Businesses with specific needs can tailor their BOP by adding coverage's like: 


  • Business income for off-premises utility services
  • Data breach
  • Professional liability
  • And much more!


Business owner’s insurance usually includes Commercial Property Insurance, weather you own, lease or rent

This can include: 


  • Buildings
  • Equipment
  • Inventory
  • Furniture
  • Fixtures



There are many additional coverage's that you can add to your Business Owner’s Policy to help tailor coverage to your specific needs.


Call Schaefer Risk today to get started.

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